If you are fond of bikes, then you should also be familiar with the fact that bikers are more prone to accidents as compared to car or van or truck or caravan drivers. No matter how skilled and experienced you are, there is always a risk. Bikes skid easily. Also since they are smaller vehicles, in some hit run cases, drivers do not even notice the bike. Also, if an accident occurs, a biker will get more injuries as compared to the person in the car or van. At blind spots and sudden U turns, some times if you are riding a bike, maybe you or someone else with a car can be careless. Collisions occur due to this very fact.
Considering all the above reasons, you can see how important it is to get insurance. These days insurance has been made compulsory for all drivers and bikers. If you are caught riding your bike without a complete and up to date insurance, just like if you do not wear a helmet and ride, you will be fined. Most bike insurances cover your own and as well as the bike’s insurance.
Start with liability insurance. The more cover you get the better it will be. This insurance basically covers property, injury and accidents. In some companies, you and your rider like your friend or any member of your family both can get insured. So it is a really good thing to go for such schemes. Try and contact Carole Nash Bike Insurance. This is a reputed company and all details can be found online.
Include personal injury insurance and as well as collision insurance if you want full cover. This means that even if you are not at fault, you and your bike will be safely insured. But it is important to note that there will be a difference in the basic rules between your and your passenger’s insurance, if you go for that kind of scheme.
Another type of insurance which you can get is the comprehensive insurance. This kind of motor vehicle insurance covers the basic damages that might be faced by your bike. This insurance even covers robbery. If you have custom painted your bike or have added extra accessories, you might have to pay a bit more, but you will get more cover.
Look around for the best rates available and offered by various companies. As told earlier, you can always try Carole Nash Bike Insurance if you want such good facilities and amazing service.
Getting a bike insurance is easy. Remember these simple things like if you have an expensive bike, or have a bad driving record in the past or you live in an area which is highly prone to accidents or thefts, you will be charged more. Also if you work in a place where construction work is going and you need to park your bike there, on then your insurance costs will be higher. Reduce these prices by keeping a clean record and by getting a driving certificate from any local bike training academies. The companies will consider all this.